FMZ was founded on a simple belief: the mortgage process should feel calm, prepared, and human. We don't sell loans — we build lasting partnerships based on clarity, trust, and genuine care.
Faramarz Moeen-Ziai
VP, Mortgage Advisor
Berkeley, CA Mortgage Loan Officer
NMLS #342090
$2B+
Loans Funded
20+
Years Experience
300+
5-Star Reviews
98%
On-Time Closings
Our Core Values
These principles guide everything we do.
Clarity First
We believe everyone deserves to understand their financial options clearly, without jargon or pressure.
Partnership Mindset
Whether you're a borrower or Realtor, we treat every relationship as a long-term partnership.
Genuine Care
We care about your success and wellbeing, not just closing transactions. Your goals are our goals.
Excellence Always
We hold ourselves to the highest standards of communication, execution, and client service.
Ready to Experience the Difference?
Let's start with a conversation. No pressure, no obligation — just clarity.
