Your Home Journey, Handled with Care

Underwriting-First

We review your financials before you shop, so you make offers with absolute confidence.

Certainty at Closing

No surprises, no delays. Our process is designed for smooth, on-time closings.

Long-Term Relationship

From your first home to your forever home, we're here for every chapter of your journey.

Get Offer-Ready™

Homebuyers

Feel confident making offers with our underwriting-first approach. No more surprises at closing.

• Offer-Ready™ preapproval
  
• Confidence by Design™ process
• Value for Life™ support

Preapproval. Handled.™

Realtors Partners

Protect your reputation with a lending partner who communicates reliably and closes on time.

• Offer Advantage™ support
• Confident Closings™ guarantee
• Invested in You™ partnership

"The FMZ team is fantastic. Faramarz has something very important that most borrowers do not even know that they need in a lender - a deep understanding of market dynamics. He is superb at advising on what sort of loan option to take, and when to lock a rate. Thanks to his deep understanding of the underwriting process, I have seen him save many deals that other lenders could not complete."

Ehsan Habib

Real Estate Broker

"Faramarz and his team did an excellent job from start to finish. Super smart, competent and helpful. Buying a new house is an overwhelming process, and particularly complex in our case since we have another property that needs to be sold but would have been at a big disadvantage if we had needed to make the offer contingent on the sale of our condo. But Faramarz helped us to find a way to make it work so we could get the offer out - and just in time, as apparently there was another offer on the way over at the time we submitted ours. It's a joy to work with competent people who know how to make things happen. I absolutely will recommend Faramarz to any friends or family who might be looking to buy or refinance in the future."

Deborah Sloan

Homebuyer

"Faramarz and his team take good care of our clients. They take the time to lay out multiple options to find one within the client's comfort zone. They clearly explain the process up front, are always available to answer questions and explain the next step, and they deliver on what is promised, which is often what gets our clients' offers accepted. They are terrific partners!"

Eve Levine

Real Estate Broker